More than 100 million people use Amazon Prime, which includes the Amazon Prime Store Card, for quick deliveries on their favorite products. It has been designed to help its users save money on eligible products as well as receive other discounts on some of the things you buy regularly. A couple of years ago, Amazon upgraded the Amazon Prime Store Card from a store credit card to a credit card.

What is an Amazon Prime Store Card?

An Amazon Prime Store Card can be a useful way to save some money when buying products on Amazon.com. Its key features include: Pay for purchases in installments The payments can be paid using the Amazon Prime Store Card in 24 to 36 months. A credit limit of $5,000 can be credited. To qualify, you must have an Amazon.com account and make at least one purchase on Amazon.com every 12 months. You are given $5 each time you make the first purchase, and the balance is added to your credit limit. You may choose to make only one or two purchases during the credit period. If you choose to make one or two purchases, then the rest of the time, you can get a flat rate monthly fee of $10 to $15 per year. Our related service for store images, please check out background remove service for amazon store images.

What is the expiration date of the Prime Store Card?

There is no specific expiration date for the Amazon Prime Store Card, but you should be aware of the expiration date of your Amazon account. You may be entitled to a refund or reinstatement of your Amazon Prime Store Card account if you pay the balance for the last six months in a row. However, you cannot transfer the card from your Amazon account to another Amazon account. If you have an Amazon.com.com.Account, then your Amazon Prime Store Card will remain the same. How to get a refund on your Amazon Prime Store Card? If you have been charged more than the balance on the Amazon Prime Store Card, then you need to submit a claim to the credit card issuer.

Getting an Amazon Prime Store Card

One of the ways to open the Amazon Prime Store Card is by downloading the Amazon Prime Store Card app on your iPhone, Android phone, or tablet. Amazon requires you to agree to a long list of conditions that require you to sign a long-term agreement and attach a picture of your driver’s license. You have to pay a processing fee of 4.95% plus $1.95 each month. You can get a new card every year, so that means you are just on the hook for a total of $49.95 per year. There is no set expiration date for your card as long as you pay your minimum payment and keep at least a $1,000 balance. If you do keep the card open, your account will expire three years after the date the account first took advantage of the 0% interest offer. What if I Have An Expiration Date?

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How does the Prime Store Card work?

First off, here’s what you need to know about the expiration date of the Amazon Prime Store Card: The expiration date of an Amazon Prime Store Card is based on how much time has passed since you received your last statement. For example, you can receive new statements for the Prime Store Card up to three years after the original date. If you miss the deadline to pay the Prime Store Card balance on time, you will not have the option to make the payment with a credit card and the balance will not be available for the next five years. Instead, you have to send Amazon a written request to return the Amazon Prime Store Card to a store credit card. After Amazon receives the request, the Amazon Prime Store Card will be available for $2 per month for each $100 you use the card.

Who should get the Prime Store Card?

The card offers benefits that you will like to get when you make a purchase. If you pay for your purchases with the Amazon Prime Store Card, you get:

• 12 months of exclusive members-only offers on over 5 million items

• Free two-day shipping on all orders

• Cashback on purchases of qualifying products

• Up to 3% cashback on some of your Amazon purchases

• Free, fast, and free delivery Since this is a credit card, you will have to pay an interest rate. You are given the option of paying the interest rate in full each month or you can pay over a longer period. You will have to pay a higher interest rate if you pay the interest in installments. If you have been following all of the rules, you will be eligible to get the Amazon Prime Store Card for the first time.

How to Use the Amazon Prime Store Card?

If you are an Amazon Prime member, you will get the Amazon Prime Store Card as a free Amazon.com gift card. You will have to take part in a new set-up that is like a prepaid debit card that gives you the benefit of an Amazon.com gift card without having to use it right away. But there are some terms and conditions to understand before you do that: You can apply for the Amazon Prime Store Card even if you are not an Amazon Prime member, but you will only get the card if you choose a free account. You can sign up for it until July 31, 2018. You cannot combine the card with the Amazon Prime benefits that you get unless you pay for the card. When you order something with the amazon prime store card, you will get your order shipped to your amazon.co.com home address.

Pros and cons of using the Amazon Prime Store Card:

If you are already an Amazon Prime member, this is an option to consider. Of course, Amazon is offering a really compelling deal to those who are looking for cards that can help them save even more on their favorite products. The price is very appealing, as well as the benefits. One of the things that make the Amazon Prime Store Card attractive to users is the fact that the amount you can spend is set at $99/year, which is pretty impressive. Now, while the interest is higher than what you would get from a store credit card, you will only have to pay it for one full year. After the first year, you will have the option to renew the card, and the interest rate will drop accordingly. This is pretty good as you get more time to pay down the balance with an interest-free period.

The benefits of getting a Prime Store Card:

• A lot of perks

• Reliable provider

• Easy and quick to get

• Cheaper rates on eligible purchases

• Priority and free shipping

• Availability of e-coupons But if you’re an existing Amazon Prime user who’s familiar with the credit card, then there is a chance that you may think about applying for an extended Amazon Prime Store Card because it could be a hassle to renew your credit card every two years, considering you’re busy. This is why it is crucial that you’ve done the research beforehand to get the right card for you and your lifestyle. Based on my experience and feedback from previous clients, I can confidently say that Amazon Prime is one of the most well-received credit cards in the industry.

How to increase your credit limit with the Amazon Prime Store Card

If you’re looking to increase your credit limit with the Amazon Prime Store Card, you can increase your credit limit by making on-time payments and increasing your credit score. However, if you’re going to be increasing the amount you borrow, it is advisable that you discuss with your card issuer about what payment method they prefer before shopping. To increase your credit limit with the Amazon Prime Store Card, you will be required to provide your credit report to the retailer. Then, the card issuer will assess your account and, based on the information provided, it will determine your credit limit. If your credit score is low, it will be able to determine your credit limit and your required minimum payment.

Last words

There are many benefits for Amazon Prime members to get a store credit card from Amazon. However, with store card expiration dates, it is advisable to become aware of the exact period in which a customer is eligible to use the Amazon Prime Store Card for online shopping. To know more about the available store card terms, you can contact the credit card division of Amazon to get the correct answer. The number you have to call is 866-358-6966.